Why there is something rather than nothing

A person finds the arrangement of cards remarkable because it is one that is already familiar, which has special significance for him. We find it remarkable that the conditions for life are satisfied in our universe, because we are already intimately familiar with life. We think there is a contrary-to-chance match, but what we are familiar with is a consequence of these fundamental conditions. No one has given an advance characterization of a universe and then found that, contrary to chance, this universe conforms to the characterization, the characterization invoked being one derived from the given universe. But if no order has been initially specified to which things are found inexplicably to correspond, there is no call to postulate an intelligence to account for this otherwise inexplicable match.